|
|
|
 BUILDING YOUR WEALTH THROUGH INVESTMENT MANAGEMENT
In today's environment, it is vital that clients trust their financial professionals. At Rubin Wealth Advisors, our priority is what is in the best interest of our clients. We develop plans to ensure that portfolios meet future needs, including educational expenses and retirement funding.
The investment tactics and planning strategies used by Rubin Wealth Advisors to help you achieve your financial, lifestyle and family goals are based on five core investment principles:
1. Discipline
2. Patience
3. Planning
4. Diversification
5. Asset Allocation
TRANSLATING SOUND INVESTMENT PRINCIPLES INTO SUCCESS
CUSTOMIZED ASSET ALLOCATION
Each of our clients receives a unique asset allocation model that we believe facilitates their needs and lifestyles as they grow with us. We accomplish this by carefully determining each client’s risk tolerance and investment objectives, and then making recommendations that are appropriate
DISCIPLINED ASSET MANAGEMENT
Based on your goals, risk tolerance, and time horizon, we recommend management within four categories:
1. Capital Preservation
2. Balanced, Total Return
3. Capital Growth
4. Equity Growth
Some examples of the systems we use for our Investment Services are:
THE OPTIMIZED PORTFOLIO SYSTEM(TOPStm)
The TOPS Program allows a client to select an asset allocation strategy which has the level of risk acceptable to them to diversify investment assets among many ETF asset classes; and to pursue a strategic, asset allocation, investment strategy over a time horizon of at least five years. Rubin Wealth Advisors will review each client's personal and financial information including, but not limited to, the client's goals and objectives, risk tolerance, financial net worth, earning capacity, tax status, and investment experience. Rubin Wealth Advisors and the client will develop an investment strategy and asset allocation profile, utilizing one of six distinct model portfolios available through the TOPS program.
MANAGED ACCOUNT PROGRAM
Rubin Wealth Advisors, through ValMark Advisers, also offers managed accounts, which are a portfolio of securities that clients own directly, but are chosen and traded by a professional asset manager on your behalf. Investments are selected based on your investment strategy and any restrictions you indicate. Advantages include: Expert management, tax efficiency, personalized services, and competitive pricing. Most of our managed accounts are established and held at Schwab Institutional, a division of the The Charles Schwab Corporation.
|
©2010 Rubin Wealth Advisors. All rights reserved.
|